Terms of Service

1. Acceptance of Terms

By accessing and using Enclose.AI ("Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this Service.

These Terms of Service ("Terms") govern your use of our website located at enclose.ai and our payment processing services. Our services are offered subject to your acceptance without modification of all of the terms and conditions contained herein.

2. Description of Service

Enclose.AI provides payment processing infrastructure and related services including but not limited to:

• Payment link generation and management
• Transaction processing through Stripe Connect
• Analytics and reporting tools
• API access for payment integration
• Webhook management and notifications

3. Account Terms

You must meet the following requirements to use our Service:

• You must be 18 years or older
• You must be a human (accounts registered by automated methods are not permitted)
• You must provide accurate and complete registration information
• You are responsible for maintaining the security of your account and password
• You are responsible for all activities that occur under your account
• You must not use the Service for any illegal or unauthorized purpose

4. Payment Terms

Subscription Fees: Some features of the Service require payment of fees. All fees are quoted in U.S. dollars unless otherwise stated. You shall pay all fees in accordance with the fee schedule and payment terms.

Transaction Fees: We charge a processing fee of 0.5% in addition to Stripe's standard fees for each successful transaction. These fees are automatically deducted from your payouts.

Refunds: Subscription fees are non-refundable except where required by law. For transaction disputes and refunds, you must work directly with Stripe according to their policies.

5. Acceptable Use

You agree not to use the Service to:

• Process payments for illegal goods or services
• Engage in money laundering or fraud
• Violate any laws or regulations
• Infringe on intellectual property rights
• Transmit viruses or malicious code
• Interfere with or disrupt the Service
• Attempt to gain unauthorized access to any portion of the Service

6. Privacy and Data Protection

Your use of our Service is also governed by our Privacy Policy. Please review our Privacy Policy, which also governs the Site and informs users of our data collection practices.

We implement industry-standard security measures including PCI DSS Level 1 compliance, AES-256 encryption, and regular security audits to protect your data.

7. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Enclose.AI and its licensors. The Service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

8. API Terms

If you use our API, you agree to be bound by the following terms in addition to the other provisions of these Terms:

• You will not exceed the rate limits defined in our documentation
• You will not reverse engineer or attempt to extract the source code of our API
• You will implement proper error handling and respect retry-after headers
• You will keep your API keys secure and not share them publicly

9. Disclaimers and Limitations of Liability

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. ENCLOSE.AI EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

IN NO EVENT SHALL ENCLOSE.AI, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR USE OF THE SERVICE.

10. Indemnification

You agree to defend, indemnify, and hold harmless Enclose.AI and its licensors, employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including attorney's fees) arising from your use of and access to the Service.

11. Termination

We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will immediately cease. All provisions of the Terms which by their nature should survive termination shall survive termination.

12. Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

13. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.

14. Contact Information

If you have any questions about these Terms, please contact us at: